Cooperative Financing Resource List

Are you looking to understand how to finance your cooperate business? Raising capital is one of the biggest barriers to starting a cooperative business.  Check out this resource list of articles, reports, or presentations to understand the cooperative financing landscape. The list was compiled by Joe Marraffino from Democracy At Work Institute (DAWI) and the Workers to Owners Collaborative.

Cooperative Fund of New England

CFNE - Are Cooperatives Really So Difficult to Finance? (2018)

CFNE, Project Equity, DAWI - The Lending Opportunity Of A Generation (2017)

GEO - Cooperative Fund of New England (2013)

CFNE - Cooperative Fund of New England and the Cooperative Capital Fund (2007)

 

Co-op Law

Co-opLaw.org - Financing

Co-opLaw.org - Financing Cooperative Conversions

 

The Democracy Collaborative

TDC - Financing Cooperatives (2016)

 

Democracy at Work Institute

CFNE, Project Equity, DAWI - The Lending Opportunity Of A Generation (2017)

DAWI - Investing in Worker Ownership (2015)

 

ICA Group

ICA Group - Underwriting Home Care Cooperatives (2018)

Lund – A Loan Fund for Worker-owned Homecare Cooperatives (2018)

 

LEAF

OFN - LEAF and Innovative Co-op Financing (2018)

 

Ohio Employee Ownership Center

OEOC - The 1042 roll-over cooperative in practice (2006)

 

Project Equity

Project Equity - Financing FAQ

Project Equity - Financing Case Studies

CFNE, Project Equity, DAWI - The Lending Opportunity Of A Generation (2017)

Project Equity - Addressing the Risk Capital Gap for Worker Cooperative Conversions (2017)

 

Shared Capital Cooperative

Shared Capital - Worker Ownership Loan Fund 

Next City - The Co-op With Forty Years of Making Loans to Co-ops (2019)

 

The Working World

Next City - Closing the Funding Gap for Worker Cooperatives (2016)

GEO - The Working World and Financing Workplace Democracy (2013)

 

University of Wisconsin Center for Cooperatives

UWCC - Worker Cooperative Finance Toolkit

Lund - Cooperative Equity and Ownership (2013)

 

Vermont Employee Ownership Center

VEOC - Vermont Employee Ownership Loan Fund